Cost v Cover v Reality
So, you have Professional Indemnity insurance and you receive your renewal quote from your broker with a large price reduction via an alternative insurer. I’m sure your first thought is something along the lines of “thank god for that, I pay too much as it is”. Very few people stop and consider why or how this was achieved. Insurance, like most things in life, is a case of you get what you pay for. A client of mine found this out the other day when they asked me to review the
